韩国散户借钱追涨，个人贷款出现五年来最大增幅
Odaily星球日报讯 据韩国时报报道，行业数据显示，随着韩国 KOSPI 指数不断打破纪录，越来越多的散户投资者似乎正在借钱追逐市场的迅猛上涨。
截至上周四，韩国五大银行的未偿还个人信贷贷款总额达 106.99 万亿韩元（约合 709.8 亿美元）。这是自 2023 年 11 月以来的最高水平，当时为 107.72 万亿韩元。此番增长主要源自透支信贷额度——当地俗称“负数账户”——此类额度允许客户在预先获批的限额内进行借款。
截至上周四，此类信贷工具的未偿余额已达 41.93 万亿韩元；这一数字反映的是实际已被提取使用的资金，而非借款人可支配的全部信贷总额。(金十)
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